Our Business Protection Insurance Services
Business Protection Insurance
People are the most important part of any business. Your team’s skills and experience keep your business running smoothly. But what would happen if their expertise was lost?

Our Business Protection Insurance Services
- Loss of profit
- Reduced capacity
- Loss of key contacts or clients
- Reduced knowledge within the workforce
- The recall of loans
Expert advice on insurance and regular reviews
Our experts will guide you in selecting the right insurances and ensure they are reviewed regularly to match the evolving needs of your business.
Planning for the unexpected
We assist in planning for unforeseen events, ensuring your business remains stable even if a key individual is no longer available.
Tailored Financial Strategies
Our Financial Planning team works closely with you to understand your unique circumstances and develop a strategy that ensures the right protection mechanisms are in place.
Financial security without selling assets
We help ensure your business can fulfill its financial commitments without having to liquidate assets, providing you with greater peace of mind.

Key person cover
If a crucial individual is not able to come to work, what happens? Is there a safety net? We will advise on the best way to provide one. We can arrange the most appropriate security for your business to provide for emergency costs and, if necessary, temporarily or permanently replace people, protecting your business for the future.

Tax efficient life cover – what is it?
Life cover – why have it?
- To protect loved ones from financial worries, should the worst happen. You insure your car; shouldn’t you insure your most valuable asset – yourself.
- It is also a tax efficient benefit which can be offered to business owners and employees.
Why think about it?
- It provides the opportunity for smaller companies to offer a death-in-service benefit to its employees (including salaried directors).
- Offering life and ‘significant illness’ cover demonstrates how much your business cares about the well - being of your employees, which can be useful in both recruitment and retention.
It’s an important financial planning solution for small businesses

Shareholder Protection
The death of a shareholder can shake the foundation of a business. Uncertainty or even disputes over how the business continues can cause long-term instability. We develop strategies to allow shareholders to purchase or dispose of holdings belonging to the deceased shareholder. By surveying the whole of the market, we can implement cost-effective cover to provide interim stability and business continuity.


At Azets Wealth Management, we have a team of Financial Planners whose aim is to help businesses and individuals ensure they have the right protection for them, their families and their business. Our Wealth Management team will discuss and explore with you your particular circumstances, with the aim of developing a strategy so that appropriate arrangements and protection mechanisms are in place should anything untoward happen.
